Guide to Student Accommodation in USA for Indian Students | KGC

Types of Student Accommodation in USA for Indian Students
-
On-Campus Housing (Dormitories, Residence Halls)
-
Off-Campus Housing (Apartments, Shared Housing)
-
Homestays (Living with a local family)
-
Private Student Housing (Purpose-built student accommodations)
Cost for Indian Student Accommodation in USA
| Types | Average Cost (per month) |
| On-Campus Housing | $800 - $1,500 |
| Off-Campus Apartments | $700 - $2,000 |
| Shared Housing | $500 - $1,200 |
| Homestay | $600 - $1,000 |
| Private Student Housing | $1,000 - $2,500 |
Living on Campus in USA
-
On-campus housing is provided by universities and offers convenience, security, and access to campus facilities.
-
Includes residence halls, dormitories, and meal plans.
-
Ideal for first-year students as it helps them adapt to university life and make friends.
|
How to Apply for an On-Campus Accommodation as an Indian Student?
-
Check university websites for accommodation options.
-
Understand application deadlines and procedures.
-
Submit an online application through the university portal.
-
Pay the deposit and confirm your room.
-
Receive your housing confirmation before arrival.
Living Off-Campus in USA
-
Off-campus housing includes rented apartments, shared accommodations, or homestays.
-
Provides greater independence but requires managing rent, utilities, and transportation.
-
Costs vary based on location, size, and amenities.
| University | Average Cost (Per Year in USD) | Average Cost (Per Year in INR) |
| Harvard University | $11,000 - $13,000 | ₹9,00,000 - ₹10,50,000 |
| University of California | $12,000 - $15,000 | ₹9,80,000 - ₹12,20,000 |
| New York University | $14,000 - $18,000 | ₹11,50,000 - ₹14,80,000 |
| University of Texas | $9,000 - $12,000 | ₹7,40,000 - ₹9,80,000 |
Pros and Cons of Both On-Campus and Off-Campus Student Housing
Pros of On-Campus Accommodation:
-
Close to university and academic resources.
-
Fixed cost covering rent, utilities, and meals.
-
Social and networking opportunities.
Cons of On-Campus Accommodation:
-
Limited privacy and strict rules.
-
Higher costs compared to shared off-campus housing.
-
Limited availability.
Pros of Off-Campus Accommodation:
-
Greater independence and flexibility.
-
More housing options based on budget.
-
Can be cheaper when shared with roommates.
Cons of Off-Campus Accommodation:
-
Additional responsibilities like paying rent, utilities, and managing food.
-
Distance from campus requires commuting.
-
May require leasing commitments.
Cost of Food and Groceries in USA
| Expense | Average Cost (Per Month in USD) |
Average Cost (Per Month in INR) |
| Groceries | $250 - $400 | ₹20,400 - ₹32,700 |
| Dining Out | $100 - $300 | ₹8,200 - ₹24,500 |
|
Meal Plans (On-Campus) |
$250 - $600 | ₹20,400 - ₹49,000 |
Tips to Find Suitable Accommodation in the USA as a Student
-
Start searching early to secure the best options.
-
Compare on-campus and off-campus options based on your budget.
-
Consider proximity to the university and public transportation.
-
Check online platforms like Craigslist, Zillow, and university housing portals.
-
Connect with current students for housing recommendations.
-
Verify lease agreements and hidden costs before signing.
FAQs
-
What is the best option for student housing in the USA?
-
On-campus housing is best for first-year students, while off-campus apartments offer flexibility for later years.
-
-
How much does student housing cost in the USA?
-
On-campus housing costs between $800 - $1,500 per month, while off-campus housing varies from $700 - $2,500 per month.
-
-
Can international students work to cover housing costs?
-
Yes, students on an F-1 visa can work on-campus for up to 20 hours per week to help cover expenses.
-
-
Is off-campus housing cheaper than on-campus housing?
-
It depends on the city and accommodation type. Shared apartments off-campus are often cheaper than on-campus dorms.
-
-
How early should I apply for student housing in the USA?
-
Apply for on-campus housing as soon as university applications open, usually 6-12 months before the semester starts.
-
Why Choose Karan Gupta Consulting?
- 27+ years of expertise in overseas education consulting
- 160,000+ students successfully counselled
- Personal guidance from Dr. Karan Gupta, Harvard Business School alumnus
- Licensed MBTI® and Strong® career assessment practitioner
- End-to-end support from career clarity to visa approval

Dr. Karan Gupta
Harvard Alumnus | Career Counsellor
With 27+ years of experience, Dr. Karan Gupta has helped 160,000+ students achieve their study abroad dreams at top universities worldwide.




